Asset Classes
1. Equity
Agnam Advisors assists you with equity ideas and execution of your direct equity investment decisions. We research the most performing stocks and help you make informed decisions in order to build a healthy equity portfolio. The investment criteria we use to judge includes a combination of global and domestic macro-economic analysis and thorough fundamental research. Our research evaluates the fundamental financial strength of companies, sectors and investment themes.
- Bluechip: A category in diversified equity funds in which major exposure is into the large cap domain. This product is suitable for long term wealth creation with a buy and hold approach.
- Diversified: Diversified equity funds have higher exposure to large cap stocks. These funds also take small exposure in mid cap stocks so as to generate more returns.
- Mid and Small Cap: Mid and Small cap funds add a lot of diversity to the portfolio and are capable of offering above-average returns when the markets are rising. At the same time, this category are more prone to volatility when markets tank.
- Balanced: Balanced funds are equity oriented hybrid funds which has around 60%-65% of the portfolio in equity and rest in debt. These funds give capital growth and are a medium to long term investment.
- Sector or Thematic funds: Investing in the stocks of only select sectors or industries. The returns in these funds are dependent on the performance of the respective sectors or industries. For e.g.: Banking, FMCG, Pharmaceuticals, I.T. etc. Thematic funds invest in multiple sectors and stocks pertaining to a specific theme.
- Arbitrage: Arbitrage fund is a type of mutual fund that leverages the price differential in the cash and derivatives market to generate returns. This product is suitable for investors who are seeking to generate low volatility returns over short to medium term.
- ELSS: Equity Linked Savings Schemes (ELSS) is an open-ended Equity Mutual Fund that doesn’t just help you save tax, but also gives you an opportunity to grow your money. It qualifies for tax exemptions under section (u/s) 80C of the Indian Income Tax Act,1961
We research strategies across Large-Cap, Mid-Cap and Small-Cap and identify fund managers based on various research parameters to create a basket of diversified and performing PMS’s and AIF’s.
An exchange-traded fund (ETF) is an investment fund traded on stock exchanges, much like stocks. An ETF holds assets such as stocks, commodities and bonds. The return and risk on ETF is directly related to the underlying index or asset.
Structured Products are market linked investments instruments which have a pay-out linked to the performance of underlying assets such as equities or commodities. They possess unique risk-return profile that allows a certain level of principal protection option. Also since it is customized to a specific market view, it provides enhanced returns. All these unique advantages come with principal protection option.
2. Fixed Income
- Gilt Funds: Gilt Funds invest in government securities of medium to long-term maturities. There is no risk of default and liquidity is considerably higher in case of government securities.
- Income Funds: Income funds are total return products, which means, the return is made up of both interest income and capital appreciation or depreciation, depending upon profits or losses. The value of bond held in a long term portfolio, changes with changes in interest rates.
- Monthly Income Plans: Monthly Income Plans are debt oriented hybrid funds which has around 70%-85% of the portfolio in debt and rest in equity
- Liquid Funds: Liquid funds invest in safer short-term instruments such as Treasury Bills, Certificates of Deposit and Commercial Papers for a period of less than 91 days. The aim of Liquid Funds is to provide easy liquidity, preservation of capital and moderate income.
- Fixed Maturity Plans: Fixed maturity plans (FMPs) are closed-end funds that invest in debt securities with maturities that match the term of the scheme. The debt securities are redeemed on maturity and paid to investors. FMPs are issued for various maturity periods ranging from 3 months to 5 years.
- PSU Bonds: These consist of medium or long term debt instruments issued by Public Sector Undertakings (PSUs). Most of the PSU Bonds are sold on Private Placement Basis at market determined interest rates.
- Corporate Bond: We provide you investment opportunities into bonds issued by various corporations. These bonds are offered by corporate houses for a wide range of tenors but normally up to 15 years. These bonds are higher in risk as compared to government bonds. Corporate bond holders are compensated for this risk by receiving a higher yield than government bonds. Some bonds have an embedded call option that allows you to redeem before maturity date some carry a put-option and some allow you to convert the bond into equity.
- Tax free bonds: These bonds are exempt from taxation on the interest income. These are usually issued by government-backed entities and hence have a lower risk of default.
Corporate FD’s are those deposits placed by investors with companies for a fixed term carrying a prescribed rate of interest. These instruments yield higher interest rates than regular Bank FD’s. Corporate FD’s have different maturity periods along with varying interest payment options. The Corporate FDs carry a rating thus ensuring their financial health.
A fixed deposit (FD) is a financial instrument provided by banks which provides investors a higher rate of interest than a regular savings account, until the given maturity date.
Debt Portfolio Management Services (Debt PMS) and AIF are a platform that offers an opportunity to participate in a wide array of high-yielding debt securities that target regular income and capital appreciation.
Alternate Asset Classes
